MLRO (UK)

🌍 About the Company Our client is a UK-based, global, multi-channel payment gateway and full-service Payment Service Provider offeringlocal e-payment solutions for International Customer Not-Present businesses. 💼 About the Role We are looking for a hands-on MLRO to own the company's compliance framework and run it day-to-day. As a Money Laundering Reporting Officer (MLRO), you will be responsible for the company's anti-money laundering framework and its relationship with the regulator. Alongside this, you will do much of the day-to-day compliance work yourself, including due diligence, screening review and transaction monitoring. You will report to senior management and work as part of a small compliance team. You will also work closely with the company's account managers, Finance and IT colleagues. 🔍 Responsibilities: Act as the company's MLRO / nominated officer, taking ownership of the AML and counter-terrorist financing framework; Carry out KYC, customer due diligence and risk assessments for corporate clients, including higher-risk relationships; Review PEP, sanctions and adverse media screening results, making decisions on escalated cases; Perform transaction monitoring, investigate unusual activity and submit suspicious activity reports (SARs) to the National Crime Agency where required; Draft, review and maintain compliance policies, procedures and controls in line with UK AML and FCA regulatory requirements; Conduct and maintain the business-wide risk assessment and ensure ongoing regulatory compliance; Manage communication with regulators, support external audits and regulatory reviews, and track remediation actions; Prepare compliance reports and management information for senior management and the board; Work closely with Account Management, Finance and IT teams on client onboarding, compliance systems and operational matters; Provide compliance guidance and training to colleagues and respond to internal compliance queries. 🎓 Requirements: Solid hands-on experience in compliance, preferably at least three years in financial services, payments or fintech; Practical experience of KYC / customer due diligence and AML procedures, including transaction monitoring and screening; Working knowledge of UK AML requirements and the FCA regulatory environment; Experience drafting policies and procedures; Experience of dealing with regulators, audits or regulatory reviews, or readiness to take this on; Ability to work independently, take ownership of the compliance function and work closely with other teams; Analytical and logical thinking with strong attention to detail; Clear, professional communication and presentation skills; Good organisational skills; Fluent English and Russian (written and spoken). ⭐ Nice to Have: Prior experience in e-commerce and electronic payments (a significant advantage); Previous experience as an MLRO or Deputy MLRO; A recognised AML or compliance qualification; Proficiency in MS Office applications. 🤝 Key Competencies: Strong ownership and independent decision-making; Analytical thinking and attention to detail; Strong regulatory awareness and risk management mindset; Clear communication and stakeholder management skills; Strong organisational and prioritisation skills; Proactive and hands-on approach to compliance. ✨ The Employer offers: The chance to build and shape the compliance function of a fast-moving payments business; A varied, hands-on position combining MLRO responsibilities with day-to-day compliance work; An international, friendly environment, working with colleagues in Europe and around the world. If you have strong hands-on compliance experience, understand the UK regulatory environment and are ready to take ownership of the MLRO function within an international payments business, this role is a strong next step. Originally posted on Himalayas